Preheat the oven to 425 degrees. Spray a rimmed baking sheet with nonstick spray and set aside.
In a large bowl, combine 4 ounces softened cream cheese, 1/4 cup salsa, the juice from 1 lime, 1 teaspoon chili powder, 1 teaspoon cumin, 1 and 1/2 teaspoons kosher salt, 2 cloves garlic, 1/4 of an onion chopped, 1 can black beans, 1 can refried beans, and 1 cup cheese. Mix until well combined.
Place about 3-4 tablespoons of the bean mixture in the center of each tortilla and, starting at one end, roll each taquito up tightly. Place taquitos seam-side down onto the rimmed baking sheet.
Generously spray the taquitos with cooking spray. Lightly sprinkle with kosher salt.
Bake the taquitos for 15-20 minutes.
Serve with sour cream and salsa!
Notes
*For a dipping sauce, I combine sour cream, plain Greek yogurt, salsa, lime juice and chopped cilantro. Chipotle Mayo is also so good!